VA Changes Site Condo Rule

In the past, the VA treated Site Condos like any other condo, requiring the entire project be approved by the VA. This is a lengthy and costly undertaking. On May 24, the VA announced, effective immediately, that it will treat Site Condos in Michigan similar to stick-built homes.

Here are a few details that will help your Veterans.

  • VA will no longer review legal documentation for site condominiums. Lenders will be responsible for ensuring that any site condominium proposed as collateral for a VA-guaranteed loan meet requirements for the state of Michigan.
  • Program participants no longer need to obtain a VA condominium ID or submit condominium association documents into VA for approval of site condominiums.
  • Appraisers are still required to use Fannie Mae forms 1073 for site condominiums and complete the Project Information Section of the condominium appraisal form.

If you have questions about VA’s Site Condo loan changes, reach out to Michigan Mortgage. We’re here to help!

27 replies
  1. Val
    Val says:

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    Reply

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