If you’re a first-time home buyer, getting enough money for a down payment can seem like a major hurdle. But there’s good news! The Michigan State Housing Development Authority (MSHDA) has a program that helps home buyers afford their down payment by loaning them up to $10,000 towards it. This is what you need to […]
This was written by the staff at Love in Action and submitted for our Hometown Highlights feature. This story shows the power of connection and the importance of Love in Action’s mission. It was 2 a.m. in the middle of a dark church parking lot. Light shone on a couple of women lounging in lawn […]
Have you always dreamed of owning a cottage by the lake or a cabin in the woods? Buying a second or vacation home can make that a reality – but there are some things to know before you start shopping. Maybe you love heading Up North every weekend and want your own place on the […]
The home-buying process often starts months before the home is actually purchased. That was the case for Jeff and Jessica. “We started the process initially in September of 2021,” Jessica said. “We decided that our home, a 500-suqare-foot rental, was too small for our growing family.” “I knew that we would need to build some […]
More often than not, buyers and sellers are responsible for covering the costs of their respective closings. Buyers can expect to pay 3 – 6% of the loan amount in closing costs. Sellers, on the other hand, typically pay 5 – 6% of the sale price to their Realtor. But that’s not always the case. Here are a few […]
A Reverse Mortgage is a home loan for seniors, age 62 or older, where they are able to use the equity in their home to get cash income and have the security of not having to pay monthly mortgage payments back. In the past, Reverse Mortgages were viewed in a negative light. That’s changing! There […]
In conjunction with our #MMGivesBack and Service Rewards programs, we’ve launched the Michigan Mortgage Service Scholarship in hopes of recognizing High School Seniors with dreams of pursuing a career in service. Careers Include: Military Teachers & Educators Government & Politics Police Firefighters First Responders Doctors & Nurses We received dozens of applicants and examined each one closely. We learned about […]
If you are struggling to make your monthly payments – mortgage, property taxes, homeowner’s insurance, utilities, internet and more – due to the COVID-19 Pandemic, the Michigan State Housing Development Authority (MSHDA) has a program to help. According to MSHDA, “The Homeowner Assistance Fund was established under section 3206 of the American Rescue Plan Act […]
In conjunction with our #MMGivesBack and Service Rewards programs, we’ve launched the Michigan Mortgage Service Scholarship in hopes of recognizing High School Seniors with dreams of pursuing a career in service. Careers Include: Military Teachers & Educators Government & Politics Police Firefighters First Responders Doctors & Nurses We received dozens of applicants and examined each one closely. We […]
The COVID-19 pandemic took a toll on all of us, Lenders and Real Estate Agents included. We stopped meeting with clients in person and relied on technology to get the job done. West Michigan Real Estate Agent Casey Patterson called it “crazy, hysterical…comical, even?” “I never would have thought, we as Realtors, would actually be able […]
