Harbor Hospice is much more than a place. They are devoted to giving each family a gift when they need it most… quality of life for their patients when they are facing life’s greatest challenge. For over 40 years, Harbor Hospice has been serving the greater Muskegon area with so much compassion and love as […]
Determining how much you can afford to spend on a home depends on various factors, such as your income, debt-to-income ratio, credit score, down payment, and other financial obligations. Here are some general guidelines to help you estimate a reasonable home price range. Determine your monthly income. Start by calculating your monthly income, including all […]
VA Loans are mortgage loans guarantee by the United States Department of Veterans Affairs (VA) and are available to eligible Veterans, Active-Duty Service Members and surviving spouses. For more than 70 years, VA Loans have made homeownership possible for millions of Americans. Here are some of the benefits of a VA Loan. No down payment […]
If you’re in the market for a new home, you’ve likely heard the term Private Mortgage Insurance or PMI. Do you know what it is? And more importantly, how to remove PMI from your mortgage? We’re here to help. What is PMI? From Freddie Mac: For homeowners who put less than 20% down, Private Mortgage […]
When you are preparing to buy a home, whether it’s your first home or your fifth, the process may seem overwhelming. This is the biggest purchase of your life, so it pays to be prepared. Here are five things to avoid when buying a home. Don’t Rush Into a Decision Buying a home is a […]
Buying a house is one of the most significant financial decisions people make in their lifetime. Whether it’s your first home or a new property to add to your investment portfolio, purchasing a house requires careful consideration of several factors. Here are the five things people should know before buying a house. Know Your Budget […]
The Salvation Army is an organization dedicated to doing the most good they can in the communities they serve. We had the pleasure of spending time with Grand Haven’s Major, Heather Holman, to learn more about the amazing things they do to provide assistance, support and hope to those in need of resources in our […]
Michigan Mortgage offers multiple loan options designed to help first-time home buyers achieve the American Dream. FHA Loans. These loans are backed by the Federal Housing Administration (FHA). This type of loan may be more attractive to someone who has less than perfect credit. They require a down payment of at least 3.5% of the […]
Owning a home is a quintessential part of the American dream. Homes give families a sense of security and belonging. Homes are where holidays are celebrated and memories are made. Homeownership has a variety of practical benefits, too: Building equity: As you make mortgage payments, you build equity in your home, which is the difference between […]
Checks and balances – that’s what it’s all about. Lenders require appraisals to ensure their clients are not overpaying (or overborrowing) for a home. If you’re unfamiliar with the appraisal process, here’s what you need to know. Appraisers do not work for Loan Officers or Real Estate Agents. Appraisers are neutral parties and evaluate properties […]
